Voluntary Long and Short Term Disability Insurance

    Voluntary Long and Short Term Disability Insurance

    Guaranteed Issue Ӣ No Medical Questions Asked Ӣ Coverage begins October 1st

    It can be difficult to budget for life”s unexpected emergencies.

    Which is why Saratoga Hospital is giving our employees the opportunity to enroll in voluntary long and short term disability insurance from Unum. By enrolling, you can help protect your finances from a variety of common situations ”“ and can give you the assurance that you”ve made a smart decision for yourself and your family. 

    Short Term Disability Insurance

    • Short Term Disability Insurance replaces part of your weekly income if you can”t work because of a covered injury, illness or childbirth. How long you can receive benefits depends on your plan and how long you”re disabled.
    • Learn more about the Short Term Disability Plan here

    Long Term Disability Insurance

    • Long Term Disability Insurance replaces part of your income if you are sick or injured for an extended period of time. It can pay a monthly benefit as long as you”re considered disabled, according to your policy. These benefit payments could be reduced if you”re also receiving other replacement income ”“ such as Social Security Disability insurance. 
    • Learn more about the Long Term Disability Plan here

     

    How to Apply:

    • Enrollment Dates: September 11 ”“ 29, 2017
    • Login to Ultipro to enroll or decline coverage